Property coverage is often divided into two parts in
a business policy:
Fixed Property (buildings, fixtures, etc.)
Contents (equipment, inventory, etc.)
or it can be a combined single limit.
The ways that your property can be covered are:
"All Risk" or "Specified Peril."
Liability coverage generally protects you from claims
that arise out of harm your business (including employees) cause
Do you operate off-site?
Serve alcoholic beverages at functions?
Sell products that could cause harm?
Do you or your employees operate personal vehicles at anytime in
the course of doing business?
What happens if your business is shut down? Who will
pay the bills? Will you be able to resume when everything is back to
This coverage is often overlooked.
It shouldn't be.
Ask us to review what you currently have and we can
work with you to make sure you are adequately protected!