Can you make it on that?
At age 35, you have a 1 in 4 chance of being disabled
longer than 90 days sometime during your working lifetime!
Term Disability Insurance (LTD) is designed to replace a part of
your income (usually up to 60%) if you are disabled for a long period of
time. Most policies have a time-deductible (known as an "elimination
period") before benefits begin. Usually this is 90, 180 days, though it
can vary by policy and insurer.
If you have a good health history, you may be able to
qualify for this valuable protection. Ask us about plans available-
we'll be glad to help!
Disability Special Report by WISER (2001)
Consumer Federation of America LTD Brochure